This is the common name in the insurance industry for other insured perils where a project managed solution to repair the building is required.

Normally, a Loss Adjuster has already visited on behalf or the buildings insurers and agreed to reinstate.

The case is then handed over to a qualified surveyor or engineer who specifies a repair solution and creates a schedule for pricing by one or more contractors, sometimes by way of a formal tender. The repair is then managed with the successful contractor including stage payments and any necessary supervision.

The common types of peril often resulting in damage that require this type of service are:-

• Fire, lightning or smoke
• Storm
• Flood
• Escape of water or freezing pipes
• Escape of oil
• Impact

Examples of these types of damage are the Boscastle flooding in August 2004, Tewkesbury floods in August 2007 and the more recent cold weather in January 2009 causing burst pipes in the South West of England.